Your Membership Includes
3 Powerful Benefits
One affordable membership — HCP Health Card, LIC Life Insurance, and ICICI Lombard Accident Insurance. All included. No extra cost.
Note: 15-day waiting period from membership date. Accident/emergency admissions covered from Day 1. Discounts activate immediately.
HCP Health Card
Instant digital card on your phone. Your gateway to all discounts and benefits at partner hospitals and diagnostic centres.
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LIC Life Insurance — ₹1,00,000
Death benefit for your family. Policy issued by LIC of India. 45-day waiting period from membership date.
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ICICI Lombard Accident Insurance — ₹10,00,000
Accidental death cover. Policy issued by ICICI Lombard GI. No waiting period — active from day one.
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OPD Consultation Discount
Up to 50% off at 46 partner network hospitals. Immediate from day one of membership.
Hospital Bill Discount (IPD)
Up to 30% off on total inpatient hospital bills at partner network hospitals. Immediate from day one.
Diagnostic Tests Discount
Up to 30% off on blood tests, scans, X-rays, ECG at empanelled partner labs. Immediate from day one.
Hospital Admission Cash — ₹500/day
At partner network hospitals only. Max 7 days per hospitalisation, ₹10,000 per year. 15-day waiting period
Family Coverage — Up to 6 Members
Spouse, children, and parents — all covered under one membership plan.
Support Helpline
Dedicated support for hospital guidance, appointment help, and member queries — by phone in office hours, on WhatsApp any time.
Register & Pay ₹5,100 + GST
Sign up online. Add up to 6 family members. Pay the annual membership fee. Your health card is ready instantly.
Get Digital Health Card Instantly
Your HCP Health Card arrives on your phone in minutes. Show it at any partner hospital or diagnostic centre to avail discounts immediately.
Insurance Cover Activated
LIC Life Insurance (₹1,00,000) activates with a 45-day waiting period. ICICI Lombard Accident Cover (₹10,00,000) activates from day one — no waiting period.
Hospital Cash After 15 Days
OPD & diagnostic discounts work immediately. The ₹500/day hospital cash benefit at partner hospitals activates after a 15-day waiting period from your membership date. Accident or emergency admissions are covered from Day 1.
Important Disclaimer
The Life Insurance policy (₹1,00,000) is issued by Life Insurance Corporation of India (LIC). The Personal Accident Insurance policy (₹10,00,000) is issued by ICICI Lombard General Insurance Company Limited. Healthcare Partner is NOT an insurance company and makes no claim of partnership or endorsement with LIC or ICICI Lombard beyond the insurance arrangement. Insurance benefits are subject to the respective insurer’s terms, conditions, and underwriting norms.
OPD and diagnostic discounts, and hospital bill discounts apply at partner network hospitals and empanelled diagnostic centres only. Discounts differ from hospital to hospital: each hospital gives only what its agreement (MOU) with HCP says — see the network hospital list. The ₹500/day hospital cash benefit applies at partner network hospitals only — maximum 7 days per hospitalisation, ₹10,000 per year, with a 15-day waiting period from membership date (accident/emergency covered from Day 1). See the Terms & Conditions. Please read all policy documents carefully. Insurance products are subject to market risks.
LIC: www.licindia.in | ICICI Lombard: www.icicilombard.com | IRDAI: www.irdai.gov.in
Get All 3 Benefits for Just ₹5,100/year
HCP Health Card + ₹1,00,000 LIC Life Insurance + ₹10,00,000 ICICI Lombard Accident Insurance — plus hospital discounts — all in one affordable membership.