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Insurance Benefits – Healthcare Partner
Included Free with Every Membership

Your Membership Includes Insurance Protection

Every Healthcare Partner membership comes with two powerful insurance policies — issued by India’s most trusted insurers — at absolutely no extra cost.

LIC of India — Life Cover
ICICI Lombard — Accident Cover
Total Cover Worth ₹11,00,000
No Extra Premium
🛡️
✓ ACTIVE COVER
Life Insurance
₹1,00,000
LIC Group Life Insurance

Financial protection for your family if something happens to you. Issued by LIC of India — India’s largest and most trusted life insurer.

45-Day Waiting Period
Annually Renewable
Age 18–75
🦺
✓ ACTIVE COVER
Personal Accident Insurance
₹10,00,000
ICICI Lombard Personal Accident Cover

Coverage for accidental death — giving your family major financial security in the event of a tragic accident. Issued by ICICI Lombard General Insurance.

Accidental Death Cover
Annually Renewable
All Members
What’s Included
Your Complete Insurance + Healthcare Package
One membership gives you insurance protection plus complete healthcare benefits — all under a single affordable plan.

Total Insurance Coverage Value

₹11,00,000
₹1,00,000 Life + ₹10,00,000 Personal Accident
All this for just ₹5,100/year + 18% GST

LIC Life Insurance

Death benefit paid to your nominee. Policy issued by LIC of India. 45-day waiting period applies.

₹1,00,000

ICICI Lombard Personal Accident Insurance

Coverage for accidental death. Policy issued by ICICI Lombard General Insurance.

₹10,00,000

OPD Consultation Discount

At all 150+ partner network hospitals across Telangana & AP.

50% OFF

Hospital Bill Discount (IPD)

On total inpatient treatment bills at partner hospitals.

30% OFF

Diagnostic Tests Discount

Blood tests, scans, X-rays, ECG at empanelled labs.

30% OFF

Hospital Admission Cash

Daily cash support — valid at any hospital across India, no restriction.

₹500/day

Family Coverage

Spouse, children, and parents — entire family under one plan.

Up to 6
Simple Process
How Does the Insurance Work?
No separate application. No medical test. No extra payment. Here’s how you’re covered.
1

Join Healthcare Partner

Take the ₹5,100/year (+GST) membership. You are automatically enrolled under both insurance policies the moment your membership is activated.

2

Register Your Nominee

Add your nominee (spouse, child, or parent) in your HCP member portal. This is important — they will receive the insurance benefit if needed.

3

Coverage Starts After 45 Days

For LIC Life Insurance, a 45-day waiting period applies from the date of your membership. After 45 days, your life cover is fully active for the policy year.

4

Renews Automatically

Both policies are renewed annually when you renew your HCP membership. As long as your membership is active, your insurance protection continues.

Insurance Disclaimer

The Life Insurance policy (Sum Assured ₹1,00,000) is issued by Life Insurance Corporation of India (LIC) — Registration No. 512. The Personal Accident Insurance policy (Sum Insured ₹10,00,000) is issued by ICICI Lombard General Insurance Company Limited. Healthcare Partner Network Private Limited is the Master Policyholder and facilitates member access to these policies in an authorised capacity.

Healthcare Partner is NOT an insurance company and makes no claim of partnership, endorsement, or affiliation with LIC or ICICI Lombard beyond the insurance distribution arrangement. Insurance benefits are subject to the respective insurer’s terms, conditions, eligibility requirements, and underwriting norms. Please read all policy documents carefully. For claims and queries, contact the respective insurer directly. Insurance products are subject to market risks.

LIC of India: www.licindia.in  |  ICICI Lombard: www.icicilombard.com  |  IRDAI: www.irdai.gov.in

Get ₹11,00,000 Insurance Cover + Healthcare Benefits

Join Healthcare Partner today and protect your family with two insurance policies plus complete hospital coverage — all in one affordable yearly plan.

LIC of India Policy ICICI Lombard Policy No Extra Premium No Medical Test